Being a leader in this industry, Stronger Together Lending offers quick and simple financing programs for various businesses throughout the country.

Term Loans

Term Loans can be a great option for financing growth for your business. Similar to an MCA, you will receive a one-time lump sum of capital once approved. However, with Term Loans, you may be eligible to pay back your funding over a longer duration. Term Loans average anywhere from 10-36 month to pay back the loan depending on your business’s qualifications.

Lines of Credit

Get on demand access to a revolving line of credit. Once approved for funds, decide how much capital you wish to withdraw. Then, only pay for what you withdraw. Continue to make payments and replenish your available credit line as you go. Similar to MCA and Term Loans, continue making on-time payments to strengthen your business’s credit score.


A merchant cash advance provides business owners with quick access to capital for all types of business needs. An MCA is generally paid back by remitting a percentage from your total sales. As you continue making on-time payments, your business’s credit score will also improve. If you decide to pay your loan off early, you may have all remaining interest waived or reduced without any penalties or fees.

Starter Programs

Need funding today but have bad credit? Don't worry, we're here to help. With our starter loan programs, you have an amazing opportunity to rebuild your credit. By establishing a great payment history, you can pave the way towards securing better financing options in the future.


This form of financing will buy out and pay off all current cash advances a business has, then replace them with a more affordable loan. Consolidating can also help reduce your total interest accrued from several outstanding loans. The new agreement will offer a longer term for repayment, which lowers the overall payments for a businesses in need of regulating their current cash flow. Consolidation gives businesses relief from feeling overextended from paying off multiple loans.

credit card processing split

Pay back as you earn. Stronger Together Lending Flex is automatic, easy, and matched to your earning power.

Flexible, hassle-free payments: Payments are calculated and withdrawn as a percentage of your sales. They are automatically collected from your credit card processor or via ACH.

Peace of mind: It protects the merchants' cash flow with fluctuating debits based on their deposits and performance.

equipment financing

Submit your last six months of business bank statements, a completed application, and an invoice for your needed equipment—approvals within 24 hours.

Lastly, benefit from 0% down financing options for equipment of all sizes.

sBA loans

Benefit from SBA 7A Loans, available from $200,000 to $5 million, with no minimum time in business required.

Enjoy competitive rates ranging from 1.75% to 3%. Additionally, explore our SBA Express Loans, offering up to $25,000 with minimal documentation needed this program is easy to secure.

For this program, a minimum of 2 years in business is required. Speak to our SBA specialist today.